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Pacific College Lender List:

Below is a short list of federal Stafford lenders along with links to their websites.  Federal regulation requires two up-front fees on the Stafford Loan, an origination fee and a default fee that is taken off the loan prior to disbursement.   For the past three years, most lenders and/or guarantee agencies have paid those fees on your behalf.  However due to legislative changes, many lenders and guarantee agencies can no longer afford to do so.  Some lenders have stopped offering Stafford loans altogether.  The lenders listed below are at this time still paying the origination fee on your behalf.  We are also selecting guarantee agencies so that the default fee is also paid on your behalf.  This means that you receive 100% of the proceeds of the loan. 

The other criteria that we considered are stability in the industry, ie: these are strong national lenders that have been and will continue to remain student loan industry leaders and they are lenders with whom we have worked and can ensure fast and accurate processing of your loans. 

This is a short list of the many lenders available.  You have the right to select a different lender, but if you do so it is your responsibility to review your options and determine if they offer the best borrower benefits for you.

Wachovia Education Finance                830005

Bank of America          824421

Sallie Mae        802218

Wells Fargo      807176